Benefits and Perks of a Metal Credit Card
Unlike decades prior, metal credit cards are now accessible to everyday consumers. But before applying for a metal card, compare the cardholder benefits and perks against plastic card alternatives.
Payment providers want to stay relevant with high-value and trend-driven consumers. To do this, they must offer innovative and secure contactless payments.
Edge-to-Edge Metal
With their fascinating appearance and distinctive feel, metal cards communicate esteem, value, and preferred customer status. At a time when cardholders are seeking high-end services and experiences, banks are attracting and retaining customers with unique metal credit and debit cards that elevate their brands.
Since the invitation-only Amex Centurion Card introduced this premium card trend in 1999, it’s become a common card feature on premium credit cards from American Express, Chase, U.S. Bank and others. Now more than ever, the average consumer can enjoy the look and feel of a metal card, with options ranging from aluminum to titanium to palladium.
While metal cards evoke a sense of prestige and exclusivity, they function like their plastic counterparts. They can be swiped at a point-of-sale terminal and can also be used as part of a digital wallet.
In addition, our innovative printing and laser personalization features enable card issuers to further customize their metal cards for a unique and premium cardholder experience. Using the same MX Series Systems you use to personalize PVC and PC cards, we’ve designed our metal card products to integrate seamlessly into your existing production environment. Whether you need hundreds or millions of cards, we manage everything you need to create and implement an affordable turnkey metal card program. This includes the full range of production and fulfillment services that drive incremental revenue.
Full Contactless Certification
When it comes to metal credit cards, there are several different options. Some come with a premium design, while others are crafted from a unique material like titanium or brushed stainless steel. They are also more durable than their plastic counterparts and can look sleeker in your wallet. However, they can be more expensive to produce and distribute, so they are not suitable for everyone.
Many credit card issuers have started to offer a metal option for consumers who want to Metal Card stand out in their wallet. These metal credit cards are typically thinner than traditional plastic card and feature a brushed metal or titanium design. Some of them even have a built-in chip to support contactless payments. In addition to the aesthetics, some of them come with unique benefits and rewards to attract discerning customers.
If you’re in the market for a metal credit card, it is important to compare features and rewards programs before making a decision. In addition to comparing welcome bonuses, earn rates, and fees, you should also consider additional benefits such as travel protections.
If you are interested in a metal credit card, you can apply on the website of the card issuer. Once you have been approved, the card will be delivered to your address by mail. If you decide to cancel the card, you must mail it back or drop it off at a bank branch in person.
Innovative Printing Features
Metal cards offer a unique feeling in the hand and a distinctive sound when tapped. They express esteem, power and preferred status to those who hold them. Whether it is for everyday shopping, or to pay for an expensive item or event, a metal card gives consumers a sense of plunk.
A number of card issuers are offering metal credit cards to their best customers. Some are pure metal, while others are hybrids that combine a metallic core with a plastic card back.
The most popular metal cards in Canada are invitation-only and include premium air travel benefits like priority boarding, airport security lane access and lounge access. Some also have a hefty annual fee and require higher credit scores and income levels than traditional cards.
However, you should always consider welcome bonuses, earn rate, benefits and other factors before selecting a new card. And remember that a metal card may not fit in your wallet as easily as a plastic one. If you do lose Metal Card or damage a metal card, most issuers will help you replace it. They can usually send you a replacement that is similar, or you can bring it to your bank branch in person and have them destroy the old one for you. The cards are also difficult to shred, so they won’t easily go through a regular home paper shredder.
Customization
For card issuers, metal cards offer a new way to express brand personality. Many of the same design techniques used to create a traditional plastic card can also be applied to a metal card, giving the brand a premium feel and adding a unique element to the customer experience.
Credit card metal materials include stainless steel, aluminum, titanium, and tungsten. Each material offers different weights, which can make a card feel heavier or lighter than others. Metal cards can also be made with a textured surface to add more visual interest. Some cards even have a rainbow effect that gives the card a shimmering appearance.
Many people choose to have their plastic credit cards converted into metal for a fee. These services transfer the credit or debit card’s EMV chip and magnetic stripe data to a new metal card. However, the new card will not have the Tap and Pay function because of the metal blocking the radio frequencies emitted by the chip.
Some companies specialize in creating custom metal cards for businesses. They can turn a company’s logo into a vector image and print it on the card. They can also provide different finishes and laser personalization to create a more personalized card. These cards are a great way to promote a business and can be a memorable keepsake for customers.